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Retirement Portfolio Net Worth - As of July1 -2021

The goal is a retirement portfolio net worth of $1,000,000 and an annual passive income of $40,000. We are currently mortgage free but won’t be including the value of our principal residence or cottage as we have no plans to sell either. We have also omitted the value of our workplace defined benefit pension plans and our children’s RESP. Overall June was an OK month. We had to spend approx. $400 on the rentals but other than that it was good. ASSETS June  Contributions : $3500 Retirement Portfolio: $641,344  (up $13,025 stock market increase + $3500 contribution) Rental Property #1: $120,000 (estimated selling price) Rental Property #2: $235,000 (estimated selling price) Rental Property #3: $280,000 (estimated selling price) Rental Property #4: $220,000 (estimated selling price) Total Retirement Assets: $1,496,344 (up $ 13,025 ) LIABILITIES : Rental Property Loan #1: $48,540 (down $315) Rental Property Loan #2: $129,550 (down $761) Rental Property Loan #3: $198,128 (down $1000) Rental

Retirement Portfolio Net Worth - As of June1 -2021

The goal is a retirement portfolio net worth of $1,000,000 and an annual passive income of $40,000. We are currently mortgage free but won’t be including the value of our principal residence or cottage as we have no plans to sell either. We have also omitted the value of our workplace defined benefit pension plans and our children’s RESP. ASSETS May  Contributions : $0 Retirement Portfolio: $628,319  (up $12,725 stock market increase) Rental Property #1: $120,000 (estimated selling price) Rental Property #2: $235,000 (estimated selling price) Rental Property #3: $280,000 (estimated selling price) Rental Property #4: $220,000 (estimated selling price) Total Retirement Assets: $1,483,319 (up $ 12,725 ) LIABILITIES : Rental Property Loan #1: $48,855 (down $198) Rental Property Loan #2: $130,311 (down $732) Rental Property Loan #3: $199,128 (down $975) Rental Property Loan #4: $183,193 (down $644) Total Liabilities: $561,833 (down $2,549) Retirement Portfolio Net Worth: $921,562 (up $15,27

Retirement Portfolio Net Worth - As of May3-2021

The goal is a retirement portfolio net worth of $1,000,000 and an annual passive income of $40,000. We are currently mortgage free but won’t be including the value of our principal residence or cottage as we have no plans to sell either. We have also omitted the value of our workplace defined benefit pension plans and our children’s RESP. Everything was quiet with the rentals this month but I'm anticipating having to spend a few thousand on various repairs in May. We've also been spending quite a bit of money renovating parts of our primary residence (which isn't included in the below figures). The home renovations won't increase the value of our home by a lot but will add some functionality that we've been missing. ASSETS Apr  Contributions : $0 Retirement Portfolio: $615,594  (up $8,449 stock market increase) Rental Property #1: $120,000 (estimated selling price) Rental Property #2: $235,000 (estimated selling price) Rental Property #3: $280,000 (estimated selling

Retirement Portfolio Net Worth - As of April6-2021

T he goal is a retirement portfolio net worth of $1,000,000 and an annual passive income of $40,000. We are currently mortgage free but won’t be including the value of our principal residence or cottage as we have no plans to sell either. We have also omitted the value of our workplace defined benefit pension plans and our children’s RESP. As planned both of the units in our recently purchased duplex have been spruced up and both are now rented. There is still some work that needs to be done outside and I plan on starting on that in the next couple of months. ASSETS Mar  Contributions : $3500 Retirement Portfolio: $607,145  (up $41,924 stock market increase) Rental Property #1: $120,000 (up $15,000 estimated selling price) Rental Property #2: $235,000 (up $30,000 estimated selling price) Rental Property #3: $280,000 (up $50,000 estimated selling price) Rental Property #4: $220,000 (up $20,000 estimated selling price) Total Retirement Assets: $1,462,145 (up $41, 924) LIABILITIES : Renta

Retirement Portfolio Net Worth - As of March1-2021

 T he goal is a retirement portfolio net worth of $1,000,000 and an annual passive income of $40,000. We are currently mortgage free but won’t be including the value of our principal residence or cottage as we have no plans to sell either. We have also omitted the value of our workplace defined benefit pension plans and our children’s RESP. As I mentioned last month we've been doing some renovations to the duplex we recently purchased. Well the good news is that both units have been fixed up and both will be tenanted by the end of the month. I've also adjusted the estimated selling price of some of the rentals as the housing market has been absolutely crazy in our area. ASSETS Feb  Contributions : $0 Retirement Portfolio: $565,221 (up $16,154 stock market increase) Rental Property #1: $120,000 (up $15,000 estimated selling price) Rental Property #2: $235,000 (up $30,000 estimated selling price) Rental Property #3: $280,000 (up $50,000 estimated selling price) Rental Property #4

Retirement Portfolio Net Worth - As of Feb 1-2021

The goal is a retirement portfolio net worth of $1,000,000 and an annual passive income of $40,000. We are currently mortgage free but won’t be including the value of our principal residence or cottage as we have no plans to sell either. We have also omitted the value of our workplace defined benefit pension plans and our children’s RESP. Well January was a big month for us. We bought another rental building and are in the process of fixing it up. So in the short term it will be somewhat of a cash draw but should be very profitable over the long term. We've already found tenants for 1 of the 2 units and hope to have the renovations complete by March and both units occupied by April. ASSETS Jan  Contributions : $400 Retirement Portfolio: $549,067 up  $4,988  (stock market increase + $400 contribution) Rental Property #1: $105,000 (estimated selling price) Rental Property #2: $205,000 (estimated selling price) Rental Property #3: $230,000 (purchase price) Rental Property #4: $200,000

2020 Year in Review

Despite a rising net worth (up $ 67,445 in 2020)  our retirement portfolio really did not perform well in 2020. This was largely caused by us being 100% invested in equities. When the pandemic hit our portfolio was walloped hard. Thankfully, we didn't panic and stayed fully invested in the markets and  even put the small amount of capital we had available to average down in certain positions. As readers know if a stock goes down 50% it has to go up 100% from there to get back to where it started. With that in mind the stock market did rally in the second half of 2020 and our portfolio recovered. Another notable metric was our dividends received. Despite the pandemic our annual dividends increased by 15.5% bringing our annual dividend income to $20,237. If we can maintain this annual increase we'll be making over $30,000 annually within the next 5 years. ASSETS Contributions Made in 2020: $21,350 Retirement Portfolio: $516,785 (up $27,294) Rental Property #1: $105,000 (no change