2021 Year in Review

Overall 2021 was a fantastic year for us financially. This is despite the ongoing COVID pandemic. We contributed $26,800 to our stock portfolio, paid off $41,045 in mortgage debt and increased our overall retirement portfolio by a whopping $377,472. My plan for 2022 is to just stick to my boring but consistent plan, steady eddy, more of the same. Contribute as much as possible to our stock portfolio, look for deals on another rental and keep reducing our debt by $40,000 annually. That being said I'm not expecting anywhere near the portfolio appreciation that we've seen this year. I'm basing my 2022 goals on 0% price appreciation on the rental units and a 7% increase to our stock portfolio. My goal for 2022 is to increase our net worth by a modest $80,000.

ASSETS

Contributions Made in 2021: $26,800
Retirement Portfolio: $696,363 (up $179,578)
Rental Property #1: $130,000 (UP $25,000 in 2021 )
Rental Property #2: $255,000 (UP $50,000 in 2021)
Rental Property #3: $300,000 (UP $50,000 in 2021)
Rental Property #4: $225,000 (new purchase in Jan 2021 up 25K since purchase)

Total Retirement Assets: $1,606,363 (up $522,284 in 2021)
LIABILITIES:

Rental Property Loan #1: $46,658 (down $6,056 in 2021)
Rental Property Loan #2: $124,674 (down $9,345 in 2021)
Rental Property Loan #3: $185,788 (down $18,249 in 2021)
Rental Property Loan #4: $178,462 (down $7,395 since Jan purchase)

Total Liabilities: $535,582 (up $144,812 in 2021 due to new rental house purchase)

Retirement Portfolio Net Worth: $1,070,781 (up $377,472 in 2021)

Dividends Received: $18,911(down $1,326 in 2021)

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